MetaMask och Mastercard lanserar kryptokort i USA

Consensys, the developer of the popular cryptocurrency wallet MetaMask, announced the public launch of the MetaMask Card in the United States of America. This initiative, implemented in partnership with Mastercard, allows users to spend their crypto assets directly from the MetaMask wallet in everyday life, without the need for pre-loading funds. The card is available nationwide, including the state of New York, where there were previously strict regulatory restrictions for crypto tools.

As reported in the official announcement on X from @MetaMask, "The future starts NOW. MetaMask Card is now available in the United States." The launch follows a successful pilot project presented at ETHDenver 2025 and expands the availability of the product, which was previously tested in Europe, the UK, and other countries.

Key Features of MetaMask Card

• Users maintain full control over their crypto assets until the moment of purchase. The card converts crypto to fiat in real time through the Mastercard network, enabling payments at over 150 million merchant locations worldwide.
• Available are a virtual card (free, with 1% cashback in mUSD) and a premium Metal Card version for $199 per year, which offers 3% cashback on the first $10,000 spent, no foreign transaction fees, and additional on-chain rewards (for example, through integration with Aave).
• The card supports Apple Pay and Google Pay for instant payments. It is issued by Cross River Bank (FDIC-insured) and uses Mastercard Digital First technology for quick access. Additional features include identity theft protection, zero liability for unauthorized transactions, and price protection.
• The card is available in 49 states (excluding Vermont), with mandatory identity verification to comply with regulations.

Why Is This Important for the Crypto Industry?

This launch is a significant step in integrating cryptocurrencies with traditional finance. Unlike cards from Coinbase or Crypto.com, the MetaMask Card emphasizes the principle of self-custody, allowing users to spend assets directly from their wallet without transferring control to the platform. Analysts note that this could intensify competition in the crypto card market, where MetaMask competes with leading players by offering a unique combination of convenience and security.

According to data, the MetaMask Card has already gained popularity: the announcement on X received over 1,600 likes and 200,000 views in the first few days. The partnership with Mastercard and Baanx (now Monovate) ensures regulatory compliance, making the product accessible to mainstream users.

To obtain the card, users can register through the MetaMask app by completing KYC.